?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aufirst=GEMMA+GALGANI&rft.au=NOVASANDA%2C+GEMMA+GALGANI&rft.aulast=NOVASANDA&rft.inst=Sanata+Dharma+University&rft.date=2026&rft.title=Pengaruh+Uang+Saku+dan+Penggunaan+E-Commerce+Terhadap+Perilaku+Konsumtif+Generasi+Z+(Studi+Kasus%3A+Mahasiswa+Kampus+I+Mrican+Universitas+Sanata+Dharma+Yogyakarta)&rft.degree=Skripsi