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 archive 82 disk0/00/05/91/55 2026-08-12 02:59:57 2026-08-12 02:59:57 2026-08-12 02:59:57 thesis show KRISNANI ANA BERLIANA BENING Pengaruh Convenience, Digital Lifestyle, dan Practicality Terhadap Penggunaan QRIS di Kalangan Mahasiswa FE Universitas Sanata Dharma pub man dep_man restricted 2026 published Sanata Dharma University Management skripsi S1