?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.aulast=KRISNANI&rft.au=KRISNANI%2C+ANA+BERLIANA+BENING&rft.aufirst=ANA+BERLIANA+BENING&rft.inst=Sanata+Dharma+University&rft.date=2026&rft.degree=Skripsi&rft.title=Pengaruh+Convenience%2C+Digital+Lifestyle%2C+dan+Practicality+Terhadap+Penggunaan+QRIS+di+Kalangan+Mahasiswa+FE+Universitas+Sanata+Dharma