@phdthesis{repository59155,
          author = {ANA BERLIANA BENING KRISNANI},
            year = {2026},
           title = {Pengaruh Convenience, Digital Lifestyle, dan Practicality Terhadap Penggunaan QRIS di Kalangan Mahasiswa FE Universitas Sanata Dharma},
          school = {Sanata Dharma University},
             url = {http://repository./59155/}
}