@phdthesis{repository55459,
           title = {Perbedaan Aplikasi Mobile Banking Yang DIgunakan Mahasiswa Akuntansi Universitas Sanata Dharma Berdasarkan Gender dan Usia},
          school = {Sanata Dharma University},
          author = {Marchelino Krisna Arlianto},
            year = {2025},
             url = {http://repository./55459/}
}